Banking Toolkit
IFSC Code Finder & Auditor
Professional Bank Branch verification with executive PDF reporting for secure financial auditing.
| Security Parameter | Audited Value |
|---|
The Indian Financial System Code (IFSC) is a critical 11-digit identifier mandated by the RBI for routing electronic payments in Bharat. Every branch audit performed by this OTechy tool validates the unique branch ID against national databases, including MICR clearance codes and standardized geographic data. Accurate IFSC retrieval is non-negotiable for NEFT, RTGS, and IMPS protocols to ensure zero-error financial reconciliation.
How to Export Bank Audit
Locate: Find the IFSC code on your cheque book or official bank passbook.
Search: Enter the 11-character code and click "Find Details" to fetch real-time data.
Export: Use the "Save PDF" button to generate a branded OTechy Bank Audit Report for your records.
Bank IFSC & Branch Verification FAQs
Is this IFSC report valid for official use? The OTechy PDF report is an informative verification tool. For legal or statutory submissions, always refer to your primary bank passbook or statement.
What if the IFSC code has changed? Bank mergers (like the SBI or PNB mergers) often result in new IFSC codes. This tool pulls the latest active codes mapped by the NPCI/RBI networks.
What does IFSC stand for? IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify bank branches participating in NEFT and RTGS.
Is my search history stored? No. All bank searches on OTechy are processed locally. Your account numbers or bank queries are never recorded or sent to any server.
What is the difference between IFSC and MICR? IFSC is used for electronic fund transfers like NEFT and IMPS, while MICR (Magnetic Ink Character Recognition) is primarily used for the processing and clearance of cheques.
How do I read an IFSC code? The first four characters represent the bank name, the fifth character is always '0' (reserved for future use), and the last six characters represent the specific branch.
Can I find branch addresses here? Yes. Once you enter a valid IFSC, the tool displays the full branch address, contact details, and supported payment systems like RTGS or IMPS.
What should I do if I find an incorrect IFSC? While we use verified databases, you should double-check the code with your bank's official website or passbook before initiating a large transfer.
Does this tool cover all banks in India? Yes. It includes Public Sector Banks, Private Banks, Foreign Banks, and Regional Rural Banks (RRBs) that are part of the structured financial system.
What is a SWIFT code? While IFSC is for domestic transfers within Bharat, a SWIFT code (BIC) is required for receiving or sending international wire transfers.
Can I verify a branch using just the name? Yes. You can search by selecting the Bank, State, District, and Branch name to automatically find the correct IFSC code for that location.
Is there any charge to use this tool? No. OTechy provides this bank verification utility completely free of charge for all users.