Finance Utility Toolkit
Smart PPF Master 
Precise Fiscal Year tracking, maturity dates, and tax-free growth projections for .
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Invested
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Interest
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Maturity
Actual Maturity: -
Fiscal Model ()
Fiscal Year-wise Growth Audit
| Fiscal Year | Investment | Interest Earned | Closing Balance |
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OTechy Smart PPF Master is the definitive financial planner for Indian taxpayers. It calculates maturity corpus using the government-notified 7.1% interest rate, accounts for the ₹1.5L annual deposit limit, and provides a comprehensive year-on-year fiscal audit for retirement goals.
How to Use the Smart PPF Master
- 1 Enter Contribution: Input your yearly deposit amount (Max ₹1.5L).
- 2 Set Account Date: Enter your opening date to map Fiscal Years correctly.
- 3 Choose Extension: Decide between Active or Passive growth for extension blocks.
What is the EEE status of PPF in ?
PPF remains highly sought after because of its **Exempt-Exempt-Exempt (EEE)** status. This means your investment is tax-deductible under Section 80C, the interest earned is tax-free, and the final maturity amount is also entirely tax-free.
Top PPF FAQs
Current Interest Rate? 7.1% per annum, compounded annually.
Multiple Accounts? No, an individual can hold only one PPF account.
Annual Limit? ₹1.5 Lakh is the maximum interest-earning deposit.
Minimum Deposit? ₹500 per fiscal year to keep the account active.
Maturity Period? 15 years, with unlimited 5-year extensions.