Finance Utility Toolkit
Smart SIP & Wealth Calculator 
Analyze Systematic Investment Plans with annual step-ups and inflation-adjusted targets for .
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Invested
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Wealth Gain
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Total Value
Wealth Multiplier: 0x
Precision Logic ( Edition)
Year-on-Year Growth Projection
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OTechy Smart SIP Master is a world-class wealth-building utility optimized for the landscape. It utilizes a sophisticated monthly compounding algorithm with annual "Step-Up" support, allowing Indian investors to visualize capital-to-profit ratios and export professional-grade PDF portfolio roadmaps.
How to Use the SIP Master
- 1 Set Monthly SIP: Enter your starting investment amount. Results update live as you type.
- 2 Define Step-Up: Enter the percentage you wish to increase your contribution by every 12 months.
- 3 Review & Save: Check your Wealth Multiplier and click "Save PDF" for a detailed year-by-year report.
Why Step-Up SIP is the Best Wealth Strategy in
A standard SIP remains flat, while a **Step-Up SIP** grows with your salary. Increasing your investment by just 10% annually can result in a final corpus that is significantly larger due to the compounding effect on the increased principal.
Frequently Asked Questions
What is a realistic return rate? Historically, Indian equity markets provide 12-15% returns over a 10-year period.
Is my financial data safe? Yes. OTechy processes all calculations locally in your browser. No data is stored.
How does Step-Up work? The monthly investment increases automatically every 12 months by your chosen percentage.
Is the PDF report free? Yes. You can export unlimited professional-grade reports for your financial planning.